Hiring a professional insurance adjuster can be a great way to make sure you get the most out of your insurance claim. They have the expertise, professional standards, and negotiation skills to help you get the best possible settlement. A study conducted by the Office of Program and Policy Analysis (OPAGGA) in the state of Florida showed that public adjusters negotiated settlements up to 747% larger than what the insurance company expected. This is a huge advantage for homeowners who have experienced a major loss, such as a house fire or water damage. A public adjuster looks out for your interests and not those of your insurance company.
They understand the fine print of your homeowners insurance policy and have the skills, knowledge, and experience to negotiate with insurance adjusters. They can also file more comprehensive settlement demands for their clients. As a homeowner, you may not feel comfortable going back to the insurance adjuster and negotiating with them about the claim. That's why it's important to hire a public adjuster who can fight for what you're entitled to. The national organization of insurance adjusters has a directory on its website where you can find the closest member.
After accepting the final payment offer from your insurance company, your appraiser will charge a pre-agreed amount. If you trust your insurance company and believe that their appraiser is straightforward when it comes to helping you resolve the claim, you may not need to hire a public appraiser. However, it's always beneficial to get a second opinion, as we've seen many cases where the adjuster representing the insurance company may not offer the full benefits of the policy. Therefore, if your claim is denied, a public adjuster understands your insurance company's expectations and could use their skills if you need to take a more aggressive approach to obtaining appropriate claim settlements. When you file a claim for an event covered by your homeowners or business insurance policy, your insurer will handle the assignment. Hiring a public insurance adjuster can help you level the playing field by having someone on your side who can fight for what you're entitled to. A professional insurance adjuster can be an invaluable asset when it comes to getting the most out of your insurance claim.
They have the knowledge, professional standards, and negotiation skills necessary to ensure that you get the best possible settlement. With their help, you can rest assured that you are getting all of the benefits that are due to you under your policy.