Hiring a public adjuster is a great way to ensure that you receive the compensation you deserve from your insurance company. A public adjuster is a licensed professional who works solely for the policyholder to resolve property damage claims. They help manage the claim, ensure that all filing requirements are met, and help recover the amount the policyholder deserves under their insurance contract. Before hiring a public adjuster, it's important to read your policy and its endorsements, and review it with any public adjuster you're considering hiring.
United Policyholders has helped pass laws that require insurers to submit claims status reports to protect consumers from frustration, delays, and confusion due to appraiser turnover. It is illegal for a contractor to assume the role of a public appraiser, or for a public appraiser to act as a contractor in a claim. Robert is a UP volunteer and licensed public assessor who works at Crown Adjusting, LLC, in the San Francisco Bay Area. When a dispute arises with an insurance company regarding the amount of compensation to which you are entitled, your best defense will be a public appraiser who can do all the necessary work.
The policyholder should be careful not to accept or sign anything presented to them by their insurance company that they are not entirely comfortable with. You will almost always receive higher compensation from the insurance company if you use a public appraiser, as your claim will be presented much more favorably and paying special attention to the coverage of your policy. If you have a legitimate basis for filing an additional claim for damages and document it through the product of a professional public appraiser, insurance companies often meet with us and try in good faith to resolve any outstanding differences. Once you decide to hire help to process claims, it's important to find an experienced public appraiser with good references who will accept you as a customer for a fair price.
Make sure that they are licensed in your state and have experience dealing with similar cases. It's also important to ask questions about their fees and services before signing any contracts.